| State Bank of India | SBI charge a fee of Rs 20 plus GST for transaction decline due to insufficient balance. |
| HDFC Bank | Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs 25 per transaction (plus taxes as applicable) |
| ICICI Bank | The decline of the transaction at other bank ATMs or point of sale (POS) due to insufficient balance in the account Rs 25 per transaction. |
| Kotak Mahindra Bank | Failed ATM transaction fee- Rs 25 |
| YES Bank | The bank charges Rs 25 per instance due to insufficient funds. |
| Axis Bank | The Axis Bank charges a flat charge of Rs 25 per instance for ATM transactions declined due to insufficient fund at other bank’s domestic ATMs. |
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